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Authorize.net Gateway

 

Description

Authorize.Net enables merchants to authorize, settle and manage credit card and electronic check transactions via Web sites, retail stores, mail order/telephone order (MOTO) call centers and mobile devices. More merchants trust Authorize.

Net than any other payment gateway to manage their payment transactions securely and reliably.

Features of Authorize.net

  • Simple Checkout – This feature allows you to customize several settings for each item:

    • Item ID and Description – Each item can be assigned a unique item ID and description, which is displayed on your Web site's order page, as well as the payment form and receipt page.

    • Verified Merchant Seal – Display the Authorize.Net Verified Merchant Seal on your site to increase customer confidence and potentially increase sales.

    • Maximum Per Order – You can specify the maximum quantity of each item, per order, that a customer may purchase.

    • Shipping Methods – If shipping is required, you can configure up to 10 shipping methods (e.g. Ground, Overnight, Two Day, etc.), with ranges and costs (e.g. 1-5 items = $4.95, 6-10 items = $6.95, etc.) for each method.

    • Suggested Donation Amounts – Nonprofit organizations can specify suggested donation amounts.

  • Retail Virtual Point of Sale – Retail VPOS is an easy-to-implement, easy-to-use, secure, and low-cost solution. Suitable for merchants of any size, VPOS is ideal for mall kiosks, doctors' clinics, lawyers' offices, trade shows, etc.

    • Quick Setup – This browser-based, hosted solution is enabled by simply plugging the swipe card reader into a USB port on your computer. For receipts, use your existing printer or a retail receipt printer.

    • Risk Management – Sensitive data is stored in the Authorize.Net PCI-compliant data center, never on your computer.

    • Secure – Unlike other solutions, VPOS maintains a locked connection between your card reader and browser, and alerts you if there is an unauthorized attempt to connect to the reader.

    • Fast Checkout Times – Speed up checkout lines and improve customer satisfaction by authorizing credit card transactions in as little as three seconds.

Value-Added Optional Features

  • Advanced Fraud Detection Suite – According to the results of the 13th annual CyberSource Online Fraud Report, U.S. merchants lost an estimated $3.4 billion to fraud in 2011. The Advanced Fraud Detection Suite was specifically built to provide merchants with tools to better combat online fraud. Here's how the Advanced Fraud Detection Suite can help:

    • Reduce Costs – Minimize and prevent authorization and chargeback fees as well as possible inventory loss resulting from fraudulent transactions.

    • Protect Profits – Maximize legitimate transactions, rather than refusing business due to a fear of potential fraud.

    • Maximize Flexibility – Customize filter settings according to your unique business needs.

    • Improve Intelligence – Restrict transaction activity from specific Internet Protocol (IP) addresses using powerful IP tools.

    • Easy to Use – A setup wizard guides you through the configuration process

 

  • Automated Recurring Billing (ARB) – ARB provides multiple methods for creating subscriptions. Simply create a subscription in the Merchant Interface that includes the customer's payment information, a billing amount, and payment schedule. Or allow your online customers to choose installment payments from your custom payment form when you integrate your Web site directly to the ARB application programming interface (API). ARB does the rest, generating subsequent transactions based on the schedule provided.

    • Improve Billing Efficiency – Once a subscription begins, no additional labor is required through the life of the subscription. ARB also includes the ability to customize trial periods and pricing.

    • Improve Security – Eliminates the need to store sensitive data on computer systems, reducing the risk of compromised customer information.

    • Enhance Loyalty – ARB allows you to provide customers with a flexible, no-hassle billing plan using either a credit card or the electronic check service, eCheck.Net®.

    • Reduce Costs – ARB eliminates many of the costs associated with manual billing, with no additional per-transaction fee. In addition, ARB helps you effectively manage your subscriptions with e-mail notifications of upcoming credit card and/or subscription expirations.

 

  • eCheck.Net – By accepting electronic checks, you expand the payment options available to new and existing customers, enhancing customer loyalty and potentially increasing sales.

    • Lower Fees – Lower rates than credit cards or PayPal.

    • More Efficient – eCheck.Net does everything online, eliminating the cost and inconvenience of manually processing paper checks and waiting for checks in the mail.

    • Fully Integrated Solution – No third-party integration required—implementing eCheck.Net is easy for merchants already using the Authorize.Net Payment Gateway.

    • Integrated Reporting – Provides a combined view of all eCheck.Net and credit card payment transactions. Reconcile payment and billing activity using online reports and statements.

    • Ship Product Sooner – Improved up-front transaction validation that returns the status of transactions faster.

    • Security – Authorize.Net uses the latest 128-bit Secure Socket Layer (SSL) technology for secure Internet Protocol (IP) transactions.

    • Payment Data Tokenization – Use Customer Information Manager (CIM) to tokenize and store your customers' sensitive payment information on a secure server, simplifying your PCI DSS compliance as well as the payments process for returning customers and recurring transactions. CIM can be used for the following reasons:

      • Simplify PCI Compliance – You are concerned with PCI compliance and protecting your customers' confidential information.

      • Process Recurring Transactions or Usage Charges – You bill your customers different amounts or on different days each month, or only when the service is used. (e.g. utility companies or pay-as-you-go cell phones)

      • Store Customer Data – You want to provide returning customers with the convenience of not having to re-enter their personal data every time they visit your Web site.

      • Provide Payment Flexibility – Your customers can store multiple payment methods for repeat purchases.

      • Save Multiple Shipping Locations – Your customers can also save multiple shipping locations.

  • Authorize.net Additional Benefits:

    • Easy to Integrate – Authorize.Net offers several methods for linking websites to the payment gateway. Online merchants can choose the method that best suits their business needs. Retail merchants integrate to the payment gateway via third-party POS solutions.

    • Free Customer Support – Customer satisfaction is Authorize.net’s number one priority. That's why free customer support is provided via toll-free telephone, e-mail and online chat. Representatives are available Monday through Friday, 5 AM to 5 PM Pacific time (closed major holidays).

    • Scalability – Authorize.Net provides valuable solutions for cost-conscious merchants. If your business needs change, you can transition to the CyberSource Advanced service for enterprise-volume processing, international payments, advanced risk management services, and more.

    • Business Partnerships – Authorize.net is dedicated to providing products and value-added services and tools that help merchants minimize risk, reduce costs and increase revenue.