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EpicPay Gateway

Description

The EpicPay Gateway is the industry’s most robust and dynamic online payment solution allowing merchants to accept credit card and ACH payments through mobile, storefronts, mail order, telephone order, call centers, retail and wholesale environments.

Features of EpicPay Gateway

  • Security & Compliance – At EpicPay, security and compliance requirements are a top priority. Since 2004, the EpicPay Gateway has been Visa CISP / MasterCard SDP compliant and has satisfactorily met the Payment Card Industry Data Security Standard (PCI-DSS) version 2.0.

  • Advanced Transaction Routing / Load Balancing – We realize that our merchants may require multiple merchant accounts to accommodate their processing needs. With this need in mind, the EpicPay Gateway was designed as the only solution on the market which allows the ability to distribute, manage and process transactions from multiple domestic or international merchant accounts (MIDs) through one gateway account. Merchants can easily distribute processing volume from capped, product specific or high risk accounts between multiple processors.

  • Virtual Terminal – With a Level 3 intuitive user interface, merchants are able to authorize, process, and manage credit card transactions manually from any computer that has an Internet connection and a Web Browser.

  • API Integration – With our API Integration solution merchants can utilize the highest level of secure transaction infrastructure available. Our API uses secure sockets layer (SSL) digital certificate technology to connect securely and directly between a merchant and the Payment Gateway.

  • Retail POS Swipe and Encrypted Reader (certified Card‐present rate qualification) – This solution uses a MagTek Dynamag secure reader connected via USB to a POS system which encrypts the encoded track data at the point of swipe utilizing end-to-end encryption (E2EE), never allowing the data to be seen or captured in the clear. After the swipe, the data travels through the merchant’s POS system as an encrypted data block and eliminates compromises at the merchant location. The Dynamag utilizes industry proven encryption technology: 3 DES with DUKPT Key Management. Merchants can swipe transactions, key in the amount, then print a receipt and receive the lowest qualified retail interchange rates; all in about 2‐3 seconds.

  • Level 3 Data – (certified to receive lowest Corporate Interchange qualification) – Level 3 Enhanced Data Processing is used by Government and large corporations to make business‐to‐business and business‐to‐government purchases. Merchants can use this enhanced data to better understand purchasing patterns, improve purchasing performance, monitor employee compliance and received the lowest qualified corporate interchange rates.

  • Mobile & Tablet Payment Processing App – EpicPay interfaces with iProcess, a mobile application which enables merchants to get paid on the go. Accept credit cards anytime and anywhere with a mobile phone or tablet utilizing a secure credit card swiper. Merchants can choose between the IDTEK Shuttle and the MagTek iDynamo swipers for safe transactions. EpicPay’s solution works with all Apple products, select Android devices, and other smart phones and tablets. Keeping business going is as easy as swiping a credit card, having customers sign a mobile device by hand, and then emailing them their receipts. For an exhaustive list of supported devices: click here. (this opens a PDF file of all supported mobile devices)

  • Recurring Billing – Merchants can bill their customers daily, weekly or monthly for as many payments as required.

  • Customer Vault – The Customer Vault allows merchants to store customer credit card and ACH information in the SMS Level 1 PCI certified data facility. Once the customer record has been securely transmitted to the Customer Vault, the merchant can then initiate transactions remotely without having to access cardholder information directly. Furthermore, using the EpicPay Gateway Redirect Method in conjunction with the Customer Vault allows merchants to process transactions without transmitting any payment information through their web application. This unique approach provides best of class application flexibility without any PCI compliancy concerns.

  • iSpyFraud Protection – iSpyFraud provides custom strategies to identify the difference between legitimate shoppers and fraudulent shoplifters. It is the only solution that provides strategy management and customer service tools to help merchants save legitimate transactions that appear risky, as well as set policies for accepting and rejecting transactions.

  • Electronic Check / ACH Processing – The EpicPay Gateway offers a payment solution that enables online and traditional merchants the ability to accept and process electronic check payments directly from their Web site's storefront or through the Virtual Terminal. By accepting electronic checks, merchants are able to expand the payment options available to their customers and increase sales.

  • Cardholder Authentication Card Programs – The EpicPay Gateway is certified with Verified by Visa and MasterCard SecureCode which qualifies merchant’s transactions, resulting in lower interchange rates and chargeback protection.

  • Reporting – Report Level 1: Snap Shot Summary offers transaction summary overviews. Report Level 2: Search Transaction offers detailed transactional information as based on multiple search types and fields. Reporting functions include searchable standard default and client created custom fields. Each respective report result can be "drilled down" further for additional sorting / searching.

  • QuickBooks™ SyncPay Plug-In – The QuickBooks™ SyncPay Plug-In provides support for payment processing from directly within QuickBooks Pro™, QuickBooks Premier™, and QuickBooks Enterprise™ (Version 2007+). The Plug-In allows merchants to pay invoices, generate sales receipts, process batch transactions, and view batch reports without ever leaving QuickBooks™. Additionally, merchants can process multiple payments against open invoices at the touch of a button. SyncPay also includes support for processing card present swiped transactions after attaching an approved card reader.